OiWATCH

Payment Channel

Every OiWATCH order is settled through an enterprise payment rail built with established crypto-payment processors and banking partners — not a single gateway that can decline you. We are a registered company, onboarded and underwritten by the same regulated infrastructure providers that serve large-scale merchants, and that is what turns a checkout into a payment that always completes.

Why our success rate is effectively 100%: a card can be declined for a dozen reasons that have nothing to do with you — issuer risk rules, regional blocks, fraud filters, daily limits. This rail removes that single point of failure: if one provider cannot take your payment, the transaction is routed through our partner network and completed on another. No declined checkout, no need to call your bank, no retry.

Settlement is immediate. Payment is confirmed on-chain in minutes and settled to us the same day. Because there is no multi-day clearing window, there is no gap where your order sits in limbo — your order is confirmed and moved into preparation as soon as the network confirms, usually within minutes of you paying.

Your payment is secured by blockchain settlement. Transactions are verified cryptographically on a public ledger and cannot be altered, reversed or quietly redirected afterwards. Funds move directly into our corporate wallets through the partner network, and we never store card numbers on our servers.

Why we built it this way: most stores rent one processor and accept whatever it decides. We integrated the processing layer itself — enterprise onboarding, multiple acquiring partners and direct crypto settlement — so the rail serves the order rather than the other way around.

  • Cards — accepted through the enterprise rail — Visa, Mastercard, American Express, Maestro, Apple Pay and Google Pay, with automatic routing so a payment is never refused for lack of a working provider.
  • Cryptocurrency — direct settlement — BTC, ETH, USDT, USDC, SOL and major networks, with the 5% crypto discount applied automatically at checkout.
  • Bank transfer — for larger orders where you prefer a direct wire.
  • Two currency rails — USD and EUR priced and settled through the same network, so neither currency waits on a banking holiday.

Cards, wallets and local bank rails we accept: Visa, Mastercard, UnionPay, American Express, Maestro, Discover, JCB, Apple Pay, Google Pay, PayPal, Klarna, Swish, iDEAL, SEPA, Faster Payments, CHAPS, Bacs, UPI, IMPS and Interac.

Payment rails we settle through — the names behind this channel: Stripe, Coinbase Pay, PayPal, Robinhood, Revolut, Meld, Topper, Transak, Google Pay, Apple Pay, Binance Connect, Banxa, Blockchain.com, Particle Network, Cash App, Venmo, Sardine, Klarna, iDEAL, UPI, IMPS and Interac — US/EU/USA/EU-EEA, the Netherlands, India and Canada respectively.

The result: your order is paid once, confirmed immediately, and moved into preparation the same day — with no declined transactions and no waiting on a banking window.

Minimum amounts per payment rail

Each provider sets its own floor for a transaction. Below that amount the payment cannot be initiated, so if your order is smaller than the rail you picked, simply choose another one at checkout.

  • Stripe · US / EU$2
  • Coinbase Pay$2
  • PayPal · USA$5
  • Robinhood · USA$5
  • Revolut · EU / EEA€6
  • Meld$30
  • Topper$10
  • Transak$30
  • Google Pay$10
  • Apple Pay$10
  • Binance Connect$20
  • Banxa$11
  • Blockchain.com$20
  • Particle Network$30
  • Cash App · USA$2
  • Venmo · USA$2
  • Sardine · USA$30
  • Klarna125 SEK
  • iDEAL · NL€46
  • UPI / IMPS · India₹1,600
  • Interac · CanadaCAD 1

Minimum amounts are set by each payment provider and can differ by currency, region and order type. The applicable minimum is always shown on the secure payment page before you confirm.